Privacy Statement

Buy Lo Holdings (DBA Buy Low USA)

• Last Updated: October 29, 2026 | Effective Date: October 29, 2026

1. INTRODUCTION

Buy Lo Holdings, a Wyoming entity doing business as Buy Low USA (“Buy Low USA,” “Company,” “we,” “us,” or “our”), respects your privacy and is committed to protecting the personal information you share with us.

This Privacy Statement describes how we collect, use, disclose, retain, and protect personal information when you visit our websites, interact with our digital platforms, communicate with us, participate in our consulting programs, or otherwise engage with our services (collectively, the “Services”).

Buy Low USA provides business consulting, strategic advisory services, training, marketing education, and operational guidance to individuals and businesses. This Privacy Statement applies to personal information collected in connection with those activities.

By using our websites or Services, you acknowledge the practices described in this Privacy Statement. Where applicable law requires consent for particular processing activities, we will obtain that consent separately.

2. SOURCES AND COLLECTION OF PERSONAL INFORMATION

We may collect personal information directly from you, automatically through your interactions with our websites and digital platforms, or from publicly available and third-party sources.

Information You Voluntarily Provide

Depending on how you interact with us, we may collect:

• Personal Identifiers: Name, email address, telephone number, mailing address, and other contact information.
• Business Information: Business name, industry, location, business objectives, operational information, and other details relevant to consulting engagements.
• Account Information: Usernames, account credentials, and information associated with access to our training or consulting platforms.
• Financial and Transaction Information: Billing information, payment history, transaction details, and information necessary to process purchases through authorized payment providers.
• Communications: Information submitted through contact forms, consultations, questionnaires, surveys, emails, text messages, and other communications.
• Consulting Information: Business plans, marketing strategies, operational information, and other materials voluntarily shared during consulting engagements.
• Multimedia Information: Images, recordings, documents, and other content you voluntarily provide.
• Other Information: Any additional information you elect to share with us.

You are not required to provide personal information unless it is necessary to access particular Services or fulfill a contractual obligation. Declining to provide certain information may limit our ability to provide requested Services.

Automatically Collected Information

When you visit our websites or use our digital platforms, we and our service providers may automatically collect:

• Internet Protocol (IP) addresses;
• Browser type, operating system, and device information;
• Website pages visited and time spent on those pages;
• Referring websites and traffic sources;
• Interactions with advertisements, links, and website features;
• Cookie identifiers and similar tracking information; and

Approximate geographic location derived from technical information.

Publicly Available and Third-Party Information

We may obtain publicly available information regarding individuals and businesses, including business websites, public business registrations, professional profiles, and other publicly accessible information, to support legitimate consulting, marketing, and business-development activities.

3. HOW WE USE YOUR PERSONAL INFORMATION

We may use personal information for the following purposes:

• Providing Consulting Services: To evaluate prospective consulting relationships, provide strategic guidance, deliver training and educational materials, manage consulting engagements, and fulfill contractual obligations.
• Customer Relationship Management: To maintain customer records, schedule consultations, manage accounts, respond to inquiries, and provide ongoing customer support.
• Communications: To communicate regarding appointments, consultations, purchased Services, account information, policy changes, and other business matters.
• Marketing and Advertising: To promote our consulting services, deliver relevant advertisements, measure advertising effectiveness, and communicate information about services that may be of interest to you, subject to applicable consent and opt-out requirements.
• Payments and Transactions: To process payments, maintain transaction records, administer billing, and address payment-related inquiries.
• Business Operations: To analyze website traffic, improve our consulting services, conduct internal research, evaluate customer experiences, and improve operational efficiency.
• Security and Fraud Prevention: To protect our websites, systems, customers, personnel, and business operations against unauthorized access, fraud, misuse, or unlawful activity.
• Legal Compliance: To comply with applicable laws, regulations, court orders, and lawful governmental requests.
• Protection of Legal Rights: To enforce agreements, resolve disputes, protect intellectual property, and establish, exercise, or defend legal claims.

We may also use information for other purposes disclosed to you at the time of collection or otherwise permitted by applicable law.

4. LEGAL BASES FOR PROCESSING PERSONAL INFORMATION

Where applicable law requires a legal basis for processing personal information, we may rely on one or more of the following:

• Contractual Necessity: Processing necessary to provide requested Services or fulfill contractual obligations.
• Legitimate Business Interests: Processing reasonably necessary to operate, improve, secure, and administer our business, where those interests are not overridden by applicable privacy rights.
• Consent: Processing activities for which you have provided consent, including certain marketing and tracking activities.
• Legal Obligations: Processing required to comply with applicable legal and regulatory requirements.

Where consent is required, you may withdraw that consent in accordance with applicable law.

5. HOW WE DISCLOSE PERSONAL INFORMATION

We may disclose personal information to third parties in the following circumstances:

• Service Providers: We may share information with vendors providing website hosting, customer relationship management, email communications, scheduling, payment processing, analytics, advertising, cloud storage, and other business-support services.
• Professional Advisors: We may disclose information to attorneys, accountants, auditors, consultants, and other professional advisors when reasonably necessary.
• Affiliates and Business Partners: We may share information with affiliated entities or business partners where reasonably necessary to provide Services, administer business relationships, or conduct lawful business operations.
• Legal Requirements: We may disclose information when required by applicable law, legal process, court order, or lawful governmental request.
• Business Transactions: Personal information may be disclosed or transferred in connection with a merger, acquisition, financing, reorganization, sale of assets, or similar corporate transaction.
• Protection of Rights: We may disclose information when reasonably necessary to investigate suspected misconduct, prevent fraud, protect safety, or enforce our legal rights.

We do not authorize service providers to use personal information for purposes inconsistent with their contractual obligations or applicable law.

Any sale or sharing of personal information for cross-context behavioral advertising, as those terms are defined under applicable privacy laws, will be subject to legally required disclosures and opt-out rights.

6. PAYMENT INFORMATION

Payments for our consulting services may be processed through third-party payment processors.

When you submit payment information, such information may be collected and processed directly by the applicable payment provider under its own privacy and security policies.

Buy Low USA may retain transaction records, payment confirmations, billing information, and other information reasonably necessary for accounting, customer service, contractual compliance, and legal purposes.

7. DATA RETENTION

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Statement, including providing Services, maintaining customer relationships, complying with legal and tax obligations, resolving disputes, and enforcing agreements.

Retention periods may vary depending on the nature of the information, applicable legal requirements, contractual obligations, and legitimate business needs.

When information is no longer reasonably necessary, we will take appropriate steps to delete, deidentify, or securely dispose of it, subject to applicable legal requirements and technical limitations.

8. YOUR PRIVACY RIGHTS AND CHOICES

Depending on your state or country of residence and applicable law, you may have certain rights regarding your personal information, including:

• Right to Access: Request information about the personal information we maintain about you.
• Right to Correct: Request correction of inaccurate personal information.
• Right to Delete: Request deletion of personal information, subject to applicable exceptions.
• Right to Data Portability: Request a copy of certain personal information in a portable format.
• Right to Opt Out: Opt out of certain targeted advertising, sales or sharing of personal information, or qualifying profiling activities, where applicable.
• Right to Withdraw Consent: Withdraw consent for processing activities that rely on your consent.
• Right to Non-Discrimination: Exercise applicable privacy rights without unlawful discrimination.
• Right to Appeal: Appeal certain decisions concerning privacy requests where applicable law provides that right.

These rights are not absolute and may be subject to verification, legal exceptions, and jurisdiction-specific requirements.

Exercising Your Rights

To submit a privacy-related request, contact us at Communications@buylowusa.com.

We may request information reasonably necessary to verify your identity or authority before processing your request. We will respond within the timeframes required by applicable law.

Marketing Communications

You may opt out of promotional emails by following the unsubscribe instructions contained in those messages or by contacting us directly.

If you opt out of marketing communications, we may continue sending nonpromotional communications relating to your account, contractual obligations, transactions, or other legitimate business matters.

9. CHILDREN'S PRIVACY

Our websites and consulting services are intended for individuals who are at least eighteen (18) years of age.

We do not knowingly collect personal information directly from children under thirteen (13) years of age, and our Services are not directed toward minors.

If we learn that personal information has been collected from a child in violation of applicable law, we will take appropriate steps to delete that information.

Parents or legal guardians who believe a minor has provided personal information may contact Communications@buylowusa.com.

10. INFORMATION SECURITY

We maintain reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, destruction, or misuse.

These safeguards may include access controls, security monitoring, vendor oversight, and other measures appropriate to the nature of the information involved.

However, no internet transmission, electronic storage system, or security measure can be guaranteed to be completely secure.

Accordingly, we cannot guarantee the absolute security of personal information transmitted to or maintained by us.

11. COOKIES AND TRACKING TECHNOLOGIES

Our websites may use cookies, pixels, tags, web beacons, and similar tracking technologies to support website functionality, understand visitor behavior, measure advertising performance, and improve user experience.

These technologies may include:

• Essential Cookies: Technologies necessary for website functionality, security, navigation, and account access.
• Analytics Cookies: Technologies that help us understand website traffic, visitor engagement, and website performance.
• Advertising Cookies and Pixels: Technologies used to evaluate advertising campaigns, measure conversions, and deliver relevant advertisements through third-party advertising platforms.
• Preference Cookies: Technologies used to remember certain settings and preferences.

You may be able to manage cookies through your browser settings or any cookie-preference controls made available on our websites.

Where applicable law requires consent or opt-out mechanisms for particular tracking technologies, we will provide those mechanisms.

We will honor legally required opt-out preference signals, including Global Privacy Control where applicable.

12. THIRD-PARTY WEBSITES AND SERVICES

Our websites and consulting resources may contain links to third-party websites, software platforms, advertising services, financial providers, or other external resources.

These third parties operate independently and may maintain their own privacy statements, terms of service, and information-handling practices.

Buy Low USA is not responsible for the privacy practices or security policies of third-party websites or services that we do not control.

We encourage you to review applicable third-party privacy statements before providing personal information.

13. INTERNATIONAL DATA TRANSFERS

Personal information may be processed or stored in the United States or other jurisdictions where our service providers operate.

Privacy laws in those jurisdictions may differ from the laws applicable in your place of residence.

Where required by applicable law, we will implement appropriate safeguards for international transfers of personal information.

14. CONSULTING ENGAGEMENTS AND CLIENT INFORMATION

In connection with our consulting services, clients may voluntarily provide confidential business information, operational materials, financial projections, marketing information, and other business-related records.

We use such information as reasonably necessary to provide the agreed consulting services, manage the consulting relationship, and fulfill applicable contractual and legal obligations.

Any separate confidentiality agreement or consulting services agreement between Buy Low USA and a client will govern the treatment of confidential business information to the extent expressly provided in that agreement.

Clients are responsible for ensuring that any personal information they provide to Buy Low USA has been collected and disclosed in accordance with applicable law.

Buy Low USA acts as an independent consulting and advisory services provider. Our collection or processing of client information does not transfer ownership or operational control of a client's independently owned business to Buy Low USA.

15. CHANGES TO THIS PRIVACY STATEMENT

We reserve the right to update or modify this Privacy Statement from time to time to reflect changes in our business operations, technologies, legal obligations, or information-handling practices.

When changes are made, we will update the “Last Updated” date at the beginning of this statement.

Where required by applicable law, we will provide additional notice or obtain consent before implementing material changes.

We encourage visitors and customers to review this Privacy Statement periodically.

16. CONTACTING US

If you have questions regarding this Privacy Statement, our privacy practices, or your personal information, or if you wish to exercise applicable privacy rights, please contact via email and certified mail:

Buy Lo Holdings (DBA Buy Low USA)
1309 Coffeen Ave, Ste 12530
Sheridan, WY 82801
United States
Email: Communications@buylowusa.com

All privacy-related inquiries, requests, and notices should be directed to the mail and email address above.